Spring Проблема с lazy загрузкой

@Entity
public class User {
 
    @Id
    @GeneratedValue(strategy = GenerationType.IDENTITY)
    private int id;
    @Column(unique = true)
    private String name;
    private String pass;
    private String email;
    private String token;
    @OneToMany(cascade = CascadeType.ALL, fetch = EAGER, mappedBy = "user")
    private List<Wallet> wallets;
    @OneToMany(cascade = CascadeType.ALL, fetch = LAZY, mappedBy = "sender")
    private List<Message> sent;
    @OneToMany(cascade = CascadeType.ALL, fetch = LAZY, mappedBy = "receiver")
    private List<Message> received;
 
    public User() {
        super();
    }
 
    public User(String name, String pass, String email) {
        super();
        this.name = name;
        this.pass = pass;
        this.email = email;
    }
 
    //геттеры сеттеры equals hashcode toString...
}
 
@Entity
public class Wallet {
 
    @Id
    @GeneratedValue(strategy = GenerationType.IDENTITY)
    private int id;
    @ManyToOne(fetch = FetchType.LAZY)
    private User user;
    @ManyToOne(optional = false, fetch = EAGER)
    private Coin coin;
    private double amount = 0;
    @OneToMany(mappedBy = "wallet", fetch = EAGER, cascade = CascadeType.ALL)
    private List<Transaction> transaction;
    private String code;
 
    public Wallet() {
        super();
    }
 
    public Wallet(User user, Coin coin, String code) {
        super();
        this.user = user;
        this.coin = coin;
        this.code = code;
    }
    //геттеры сеттеры equals hashcode toString...
}
 
@Entity
public class Transaction {
    @Id
    private int id;
    @ManyToOne(fetch = FetchType.LAZY)
    private Wallet wallet;
    private String info;
    private Date date;
    private Time time;
    private double sum;
 
    public Transaction() {
        super();
    }
 
    public Transaction(Wallet wallet, String info, double sum) {
        super();
        this.wallet = wallet;
        this.info = info;
        this.sum = sum;
        date = Date.valueOf(LocalDate.now());
        time = Time.valueOf(LocalTime.now());
    }
 
    //геттеры сеттеры equals hashcode toString...
}

@RestController
@RequestMapping(path = "/users")
public class UserController {
 
    private UserRepository userRepository;
 
    @Autowired
    public UserController(UserRepository userRepository) {
        this.userRepository = userRepository;
    }
 
    @RequestMapping(method = RequestMethod.GET, value = "/")
    public List<User> findAllUsers(){
        List<User> users = userRepository.findAll();
        return users;
    }
//...
}