Вклад с простыми и сложными процентами

def deposit_simple(cash, percent, years):
    return cash + cash / 100 * (percent * years)

Simple Interest = (Principal * Rate * Time) / 100

Compound Interest = Principal * (1 + (Rate / (100 * 12)))^(12 * Time) - Principal

def simple_interest(principal, rate, time):
    return (principal * rate * time) / 100
 
def compound_interest(principal, rate, time):
    return principal * (1 + (rate / (100 * 12)))**(12 * time) - principal
 
principal = 1000
rate_simple = 5
rate_compound = 6
time = 5
 
simple = simple_interest(principal, rate_simple, time)
compound = compound_interest(principal, rate_compound, time)
 
if simple > compound:
    print("Simple Interest is more profitable")
else:
    print("Compound Interest is more profitable")

def deposit_hard(cash, percent, years):
    for i in range(years * 12):
        cash += cash / 100 * (percent / 12)
    return cash
 
def deposit_simple(cash, percent, years):
    return cash + cash / 100 * (percent * years)
 
cash = int(input("Введите сумму вклада: "))
years = int(input("Введите срок вклада: "))
percent_h = int(input("Введите ставку сложных процентов: "))
percent_s = int(input("Введите ставку простых процентов: "))
 
if deposit_hard(cash, percent_h, years) > deposit_simple(cash, percent_s, years):
    print("Рекомендуем вклад со сложными процентами. Итоговая сумма: ", round(deposit_hard(cash, percent_h, years)))
else:
    print("Рекомендуем вклад с простыми процентами. Итоговая сумма: ", round(deposit_simple(cash, percent_s, years)))